7 Step Budget Planner for Home Buyers and Investors
- Income
Details - Motor Vehicle/
Transport - Living
Expenses - Insurance/
Superannuation - Loans,Credit Card/
store Accounts - School/ Education/
Sports - Leisure/
Entertainment - Results
1. Income Details
Frequency
Amount
Annual Amount
Net Salary (After Tax/ Take Home Pay)
Investment Income (Rent, Interest, Dividends, etc.)
Family Assistance (Allowances, Benefits)
Other Income (Salary Sacrifice Payments, etc.)
2. Motor Vehicle / Transport
Frequency
Amount
Annual Amount
Registration fees
Maintenance – security/ repairs/ tyres
Petrol/Fuel
Public Transport/ Taxi Fees
Parking Fees
Other
3. Living Expenses
Frequency
Amount
Annual Amount
Groceries
Gas Bill
Water Bill
Electricity Bill
Phone Bill (Landlines/Mobile Phones)
Internet
Pay TV
Body Corporate
Council Rates
Other
4. Insurance / Superannuation
Frequency
Amount
Annual Amount
Private Health Insurance
Income Protection (including TPD etc)
Life Insurance
Medical/Health Care
Home and Content Insurance
Car Insurance
Other Insurance
5. Loans/ Credit Cards
Frequency
Amount
Annual Amount
Home loan Repayments
Car Loan repayments
Investment Loan Repayments
Rent
Credit Cards (3% of limit, worst case scenario- unless paid off monthly)
Other Loans
6. School/ Education/ Sports
Frequency
Amount
Annual Amount
University Fees
School Fees
Child Care/ Pre School
Baby Sitters
School Uniforms
Other Course Fees
Sporting Costs/ Memberships
7. Leisure / Entertainment
Frequency
Amount
Annual Amount
Eating Out
Gifts
Shopping (Clothes, Toys etc.)
Events (Birthdays/ wedding celebrations)
Holidays
Movies/ music
Subscriptions / memberships (Gyms, clubs etc.)
Other
8. Results
Annual Spending Breakdown:
Motor Vehicle / Transport | $ 0.00 |
Living Expenses | $ 0.00 |
Insurance / Superannuation | $ 0.00 |
Loans/ Credit Cards | $ 0.00 |
School/ Education/ Sports | $ 0.00 |
Liesure / Entertainment | $ 0.00 |
Annual summary:
Total Income | $ 0.00 |
Total expenses | $ 0.00 |
Surplus / shortfall | $ 0.00 |