Our mortgage specialists often get calls from home buyers and sometimes even experienced property investors asking for the best or lowest interest rate.
Is the loan with the lowest interest rate the best?
Not always. In fact, choosing the lowest rate could end up costing you a whole lot more.
While interest rates are one indicator of a good loan, they can sometimes be deceiving.
Wrong Conditions and Wrong Features Can be Costly
For example, a loan with the lowest rate will not always have the right conditions. In the long run, this can make the loan more expensive than you may realise.
‘Cheap’ finance usually comes with fewer features and restricted access to your equity, potentially hindering your investment returns and costing you more in lost opportunity than you stand to save.
Rather than simply going for the lowest interest rate, your Mortgage Corp mortgage specialist will take time to go through all the details and give you a true ‘apple to apple’ comparison to identify which loan is best for you.
How to Structure Your Loan For Long Term Financial Success
Apart from the loan itself, the way you structure your finance can have a significant impact on your overall costs (including tax).
Unlike many mortgage brokers that are eager to promise you everything in order to get your business but don’t actually have the skills, experience or resources to genuinely help property investors maximise long-term wealth, Mortgage Corp loan specialists helps investors develop a strategic approach to property investing. This strategic approach means accessing our full suite of benefits to develop an appropriate mortgage structure for you!
Stop making the mistake of asking for the lowest interest rate, and make a time now with our senior lending specialist Neil Carstairs to customise a finance solution for your individual circumstance and maximise your long-term financial success!
About Mortgage Corp
Based in Mt Waverley, Melbourne, Mortgage Corp specialises in helping successful professionals and property investors access discounted premium rates, minimise loan approval red tape and apply strategic loan structuring for long-term investment success.
Unlike many mortgage brokers that may be able to help you with general loans but simply don’t have the skills, experience or resources to genuinely help property investors maximise long-term wealth, Mortgage Corp loan specialists help investors develop a strategic approach to property investing for long term investment success. Book a FREE Consultation today to discuss your financial goals!