The Mortgage Corp Team
Neil Carstairs – Director | Mortgage Strategist
Neil is the founder of Mortgage Corp, an active property investor and MFAA accredited mortgage broker and mentor with more than 10 years’ broking experience.
Neil specialises in helping serious property investors build and grow your property portfolio through personalised loan strategies and structures to maximise your loan serviceability, tax savings and long-term investment returns. Neil is genuinely committed to helping you get the right loan (and loan structure) for your situation so that you can grow your property investment portfolio faster, and reach your financial goals sooner.
He is known for his strategic approach to investing and ability to reach fast, successful outcomes for clients where his industry peers could not.
Dedicated to his clients, Neil provides them with an unmatched concierge service and this has translated into Mortgage Corp’s core values: Integrity and an old-fashioned, Customer-First attitude.
Neil has received numerous industry awards including Excellence in Finance Award (2013-2017) and TOP 50 Brokers 2017, 2018 from the Professional Lenders Association Network of Australia (PLAN Australia).
Neil’s dedication to his clients’ success has attracted him the praise “Mortgage miracle worker” “Trusted friend, mentor and educator” and “God-send”…
As a mad fisherman and family man, Neil has 3 loves: “Family, Fishing and Finance”. “As much as I love fishing and finance, Family is always the first.”
Jing Ou – Loan Specialist (Speak Fluent English and Chinese)
Jing is truly one of a kind. Not only is she very competent as a Mortgage Specialist, she is an excellent communicator, networker and natural people person. As a high achiever, Jing exudes honesty and trust while striving for the absolute best results for her clients.
“I really don’t understand why some mortgage brokers focus their attention on which bank offers the highest commission. To me, that’s so short-sighted. If you don’t have your clients’ best interest at heart, you’re not going to go too far, not only in the mortgage industry but in any business.”
Having operated her own mortgage broking company for the last 4 years in Adelaide, Jing chose to join the Mortgage Corp team after relocating with her young family to Melbourne. As Jing maintains the same high ethical standards as Mortgage Corp, her transition into the team was seamless.
It’s hard to find a capable and ethical Mortgage Broker and even harder to find one that has these qualities and is fluent in both English and Mandarin Chinese. Jing is the complete package and definitely NOT your average Mortgage Broker.
Her hard-working, confident and resourceful nature combined with her drive to achieve outstanding results with everything that she does, makes Jing the perfect mortgage broker for any lending situation.
After moving from China to Australia to study at the tender age of 15, Jing quickly picked up the English language along with impressive qualifications in both the science (Master of Biostatistics) and finance fields.
Jing is also the proud mother to two young active boys and when she’s not working to help property buyers achieve financial freedom she can be found in the pool or at the park playing with her boys.
Rachel Barrett – Loan Specialist (Servicing The Western Suburbs) | Real Estate Expert
Rachel has been a member of the Mortgage Corp team for over two years now and is a dedicated mortgage specialist with in-depth real estate knowledge, servicing property investors and home buyers in the western parts of Victoria.
Rachel draws on over 14 years of real estate experience working as a real estate agent and running a real estate agency with her husband. She is also an active property investor herself.
Seeing first-hand the lacklustre service and sometimes non-existent advice offered by many brokers in the industry, Rachel felt compelled to make the leap from real estate to mortgage broker so she could provide clients with the high level of service that she feels all home owners and property investors deserve!
Rachel specialises in complex investment lending and simplifying the daunting process for first time purchasers. She is committed to helping property investors (current or aspiring) have a deeper understanding of real estate and how they can benefit from effective loan structures.
It brings Rachel joy to save her clients interest and fees, but more so when she helps them achieve successful outcomes with their property and finance needs. Rachel loves to see clients progress up the real estate ladder.
Having recently undertaken a tree change with her husband and young family, Rachel enjoys nothing more than dividing her time between the sheep and chooks in Bacchus Marsh and having coffee with friends at inner-city cafes.
Photini Drivas – Mortgage Specialist | Medical & Education Industry Expert
Photini is Mortgage Corp’s mortgage specialist servicing our investors and home buyers in the eastern suburbs. Photini has extensive experience in the pharmaceutical, healthcare and education industry. As a degree qualified scientist, Photini worked for many years in a lab and the healthcare sector before joining the Mortgage Corp team.
Thanks to her magnetic personality, extensive healthcare experience and medical knowledge, Photini has a natural flair for building client relationships. Her desire for customer excellence makes her the most loved Mortgage Broker in the Eastern Suburbs of Victoria.
“Life is always busy, but seeing the smiles (and sometimes tears) in people’s eye when they get their key to their new home or investment property, that’s what keeps me going every day!”
Photini is a natural people person, when she is not working hard to get the best results for her clients, she is travelling, spending time with her Greek family or enjoying the company of her large circle of friends.
Photini is committed to success. Her motto is: Never give up, never stop trying, always dream big.
Doug Vohs – Client Manager | The Mortgage Corp Concierge Service Team
As Mortgage Corp’s client manager, Doug is our primary contact for both clients and lenders in loan applications and processing.
With an accounting and real estate background, Doug has worked in the mortgage broking industry for over 10 years and in that time, has acquired a wealth of knowledge and experience in the lending process.
Thanks to his organisational skills,
his meticulous attention to detail and his commitment to customer satisfaction, Doug ensures applications are successful, smooth and stress free for clients.
Doug is also a proud family man who loves nothing more than to chauffeur his two teenage children to their numerous sporting & extra-curricular activities. He enjoys getting involved himself & has been Vice President of the Tigersharks Swimming Club since 2013.
Lauren Hosie – Administration Assistant | The Mortgage Corp Concierge Service Team
Lauren is the first point of contact for our clients at Mortgage Corp. As a people person with an extraordinary eye for detail, Lauren goes out of her way to ensure our clients receive exceptional service and a pleasant borrowing experience.
With an uncanny knack of remembering names and faces,
she has the ability to make strangers feel like old friends 🙂
When not dotting the i’s and crossing the t’s for Mortgage Corp, Lauren loves having some quiet time at home with a book and some nice music or getting creative in pottery making.
Annie Deng | Marketing Manager
Annie is Mortgage Corp’s head of marketing. With a master’s degree in marketing and over 10 years of marketing experience under her belt, Annie has worked with Mortgage Corp for the past 3 years to grow it from a relatively unknown brand into the strong business it is today – Melbourne’s #1 mortgage specialist for property investors.
Annie is a woman of many talents. As well as being bilingual, she is results driven, profit-focused and a keen problem solver.
Prior to working for Mortgage Corp, Annie has worked with a variety of
brands from small retailers with shoestring budgets to large international corporations with multi-million dollar marketing budgets and is known for being fast at identifying problems/opportunities and being quick to take action.
Annie has a strong passion for online marketing and implementing new technologies. She prides herself on being one step ahead of the rest of the marketing community in Australia.
Away from work, Annie enjoys immersing herself in nature, and finding peace in yoga and photography!